A mobility app
Account-based transit ticketing and city mobility passes.
Developers
Build financial experiences into anything
The future of fintech is programmable. Our technology is consumed through modular services and APIs — you build the experience, we provide the financial infrastructure underneath it.
POST /v1/transactions POST /v1/identities GET /v1/settlements
Request shape
One call, one settled transaction
A single request carries the entity, the endpoint it presented to, the amount and the terms on which that amount is divided. The split is applied at settlement, not reconciled afterwards by hand.
Examples are illustrative. The published API reference is in preparation.
import { AcaiClient } from '@acai/sdk';
const acai = new AcaiClient({ apiKey: process.env.ACAI_API_KEY });
// A vehicle transacts for road access; the amount is split on settlement.
const transaction = await acai.transactions.create({
entity: { type: 'vehicle_obu', id: 'obu_4f21c8' },
endpoint: 'toll_plaza_04',
amount: 100.0,
currency: 'INR',
split: [
{ recipient: 'operator', percent: 60 },
{ recipient: 'infrastructure', percent: 20 },
{ recipient: 'platform', percent: 10 },
{ recipient: 'government_levy', percent: 5 },
{ recipient: 'partner', percent: 5 },
],
});
console.log(transaction.id, transaction.status);Modular services
Consume one capability or the whole path from identity to settlement. Each service is independently callable.
- 01IdentityVerifiable credentials for people, vehicles, devices and machines.
- 02AuthenticationBiometric and hardware-key verification at the point of interaction.
- 03PaymentsMulti-rail switching across UPI, NCMC, cards and wallets.
- 04Fare calculationZonal, distance and time-of-day fare and tariff resolution.
- 05Device managementTelemetry, health and key provisioning for connected endpoints.
- 06Transaction processingEvent processing built for sustained transaction volume.
- 07SettlementMulti-party revenue splits and clearing.
- 08ReconciliationThree-way ledger matching and discrepancy handling.
- 09AI intelligenceAnomaly detection and entitlement verification inside the transaction.
- 10AnalyticsTransaction telemetry and operator-level reporting.
What teams build on it
Four common starting points. Each uses a different subset of the services above.
You build the experience. We provide the financial infrastructure underneath it.
Sandbox
Get keys and start against the sandbox.
Tell us the flow you want to model and we will provision a sandbox with representative endpoints and settlement rules.