Transit & mobility operators

Mobility

Move people. Move money.

End-to-end transaction infrastructure connecting transit operators, riders, tollways, parking facilities and EV networks into one mobility fintech ecosystem — from the validator at the gate to revenue settled between operators.

  • Transit ticketing
  • NCMC
  • Account-based fares
  • Tolling
  • Parking
  • EV charging
  • Inter-operator settlement
Mobility transaction infrastructure

What the infrastructure does in mobility

Each capability draws on the same identity, transaction and settlement layers. The sector determines the pricing rule and who is owed.

  • Transit ticketing

    EMV and contactless ticket issuance with offline fare validation.

  • Account-based mobility

    Centrally calculated fares linked to user accounts across transport modes.

  • NCMC payments

    National Common Mobility Card compliance for interoperable transit.

  • Metro & bus payments

    High-throughput validator tapping for gates and on-board readers.

  • Parking & tolling

    FASTag and RFID barrier opening with the charge applied at passage.

  • EV charging networks

    OCPP-compliant station authorisation and kWh-based billing.

  • Shared mobility

    Trip-based charging for rental, ride-hailing and micro-mobility fleets.

  • Mobility marketplaces

    Multi-operator journeys priced and settled as a single transaction.

Platform layers used

Which parts of the stack this sector leans on

Most sectors use three or four of the six layers. The rest are there when the scope grows.

End-to-end tap-to-ride journey

How one metro or bus tap becomes settled revenue

  • Close-up of a metro gate validator with its card reader and screen
    Step 01

    Tap at the gate

    The validator reads the NCMC token and authorises locally, with no dependency on connectivity.

  • A contactless bank card held against a payment terminal
    Step 02

    Fare calculation

    The zone fare engine resolves the applicable fare and any concession the rider is entitled to.

  • A station concourse lined with ticket barriers
    Step 03

    Gate opens

    The decision is returned at the gate; the transaction is queued for forwarding.

  • A wall of diagnostic monitors and gauges in a control room
    Step 04

    Clearing and settlement

    The clearing engine splits revenue between the operator, the authority and participating partners.

From automated fare collection to Mobility Fintech.

The shift in Mobility

Other sectors

Building for mobility?

Tell us the interaction you need to price and settle, and we will show you the shortest path through the stack.

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